A secured (or homeowner) loan is a loan in which the borrower pledges some asset (e.g. a car) as collateral for the loan. The loan is thus secured against the collateral in the event that the borrower defaults, the lender takes possession of the asset used as collateral and may sell it to regain the amount originally lent to the borrower.
As the loan is secured, the lender is relieved of most of the financial risks involved; he may thus offer attractive terms for the borrower on interest rates and repayment period.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER LOAN SECURED ON IT. THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. *REPAYING DEBT OVER A LONGER PERIOD MAY INCREASE THE TOTAL AMOUNT TO BE PAID.
To apply for this product, please follow the steps and fill out our application form. Alternatively you can call us on 0871 434 6077.
In some instances, lender may request proof of income.
Please Note: When applying for a Secured loan, there will be a charge on the property.
Loan Amount
Loan Purpose
Loan Term Years Months
First Name
Surname
Date of Birth 01 02 03 04 05 06 07 08 09 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 01 02 03 04 05 06 07 08 09 10 11 12 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994 1993 1992 1991 1990 1989 1988 1987 1986 1985 1984 1983 1982 1981 1980 1979 1978 1977 1976 1975 1974 1973 1972 1971 1970 1969 1968 1967 1966 1965 1964 1963 1962 1961 1960 1959 1958 1957 1956 1955 1954 1953 1952 1951 1950 1949 1948 1947 1946 1945 1944 1943 1942 1941 1940 1939 1938 1937 1936 1935 1934 1933 1932 1931 1930 1929 1928 1927 1926 1925 1924 1923 1922 1921 1920 1919 1918 1917 1916 1915 1914 1913 1912 1911 1910 1909 1908 1907 1906 1905 1904 1903 1902 1901 1900
Marital Status Please Select... Married Single Separated Divorced Widowed
Please Note: If you are Married it must be a joint application.
Date of Birth 01 02 03 04 05 06 07 08 09 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 01 02 03 04 05 06 07 08 09 10 11 12 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994 1993 1992 1991 1990 1989 1988 1987 1986 1985 1984 1983 1982 1981 1980 1979 1978 1977 1976 1975 1974 1973 1972 1971 1970 1969 1968 1967 1966 1965 1964 1963 1962 1961 1960 1959 1958 1957 1956 1955 1954 1953 1952 1951 1950 1949 1948 1947 1946 1945 1944 1943 1942 1941 1940 1939 1938 1937 1936 1935 1934 1933 1932 1931 1930 1929 1928 1927 1926 1925 1924 1923 1922 1921 1920 1919 1918 1917 1916 1915 1914 1913 1912 1911 1910 1909 1908 1907 1906 1905 1904 1903 1902 1901 1900
Full Address
Post Code
No. of dependants at your address? (under 18 years)
Time at Property Less than 1 1 2 3 4 5 5+ 10+Years 1 2 3 4 5 6 7 8 9 10 11Months
Previous Address
Previous Post Code
Home Telephone
Work Telephone
Mobile Telephone
Email Address
What is the best time to call you? Please Select... AM PM
Employment Status Please Select... Employed Part Time Self Employed Unemployed
If Part Time, how many hours?
Occupation
Proof of income Please Select... Payslips Chartered Accounts Self Cert
Time in employment Less than 1 1 2 3 4 5 5+ 10+Years 1 2 3 4 5 6 7 8 9 10 11Months
Gross Annual Income
Employer Name
Employer Address
Employment details for previous place of work if you have been in your current job for less than 3 years.
Previous Employer Name
Previous Employer Address
Who do you bank with?
How many years?
Sort Code
Account Number
Do you have any outstanding credit payments? Please Select... Yes No
CCJs Please Select... Yes No
Defaults Please Select... Yes No
Employment Status Please Select... Employed Part Time Self Employed
If Part Time how many hours?
Mortgage provider
Outstanding mortgage balance
Monthly mortgage repayment
Any missed mortgage repayments? Please Select... Yes No
If Yes, how many in the last 3 months and how many in the last 12 months
Do you have existing Secured loans? Please Select... Yes No
If Yes, are you happy to clear within the new loan? Please Select... Yes No
Are there any other registered charges on the property? Please Select... Yes No
Property value
Purchase Price
Property Type Select Flat Terraced Semi-detached Detached
Further Information
Construction type (ie. Bricks & Mortar):
How many bedrooms?
Is the property ex-council? Yes No
If so, what is the discount? 0% 5% 10% 15% 20% 25% 30% 35% 40% 45% 50% 55% 60% 65% 70% 75% 80% 85% 90% 95% 100%
‘At this stage of your application, we would like to do a credit search. Sometimes information about you on the credit search can be linked to other people, like a spouse for example. As this application is for both of you, we consider information registered about both of you when approving your application, and false information may be recorded. Legally we need your permission to do a credit search. Do you give us permission, and are you authorized to give permission for the both of you?’ Check here.
‘At this stage of your application, we would like to do a credit search. Sometimes information about you on the credit search can be linked to other people, like a spouse for example. As this application is for both of you, we consider information registered about both of you when approving your application, and false information may be recorded. Legally we need your permission to do a credit search, and the permission of anyone you have a financial link with. If you don’t have a financial link with anyone, then of course its only your permission we need. Do you give us permission?’ Check here.
Both we and any other broker or lender we deal with may contact you in the future offering you facilities which we or they feel may be of interest to you. Is this acceptable to you? Check here.
If your application is unsuccessful, do you give us permission to try alternative Unsecured/Secured Lenders? Check here.
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